Paul Stanton

Formerly you worked for a business and every month you got paid on the dot and things were okay – nothing special but you had no fears. The boss drove up in his shiny new car; in the mean time you drove around in your 10 year old rusty box on wheels – visibly he was doing fantastic compared to you. Clearly it’s time for a change; and the single person stopping you is yourself! Set-up your own used car dealer business immediately! Operating your own used car dealer business is maybe something you have contemplated for loads of years; nevertheless what has stopped you in the past? It is clear that being your own boss might be the most challenging thing you ever do, however think of the rewards.

Having your own venture means you are no longer the one who takes the orders (or shouldn’t be); by all means be a first-class boss pay attention to your workers (if you have any), take note of their suggestions and think about the information they give to you. Now it’s your job as the boss to organize this understanding and put plans into action…”failing to plan is planning to fail.”

This is finally it; you’ve made the jump and you’re running your own business. This is the moment when you need to truly focus on what you want for your business and your life. Try to keep the two at a distance as much as possible…this can be extremely problematical for a good number of people in particular if you now work from home. Remember however the main of working for yourself is to better your life in it’s entirety. Don’t let the new business be a heavy burden to carry…it is there to get you the rewards you have always wanted.

However knowing that you can easily pay your mortgage at the end of the day is great.

For your own self respect; think of the feeling you have compared to being in an everyday employment or no employment at all. It is a lot unproblematic to get out of the sack in a morning knowing you are building a business for yourself and your immediate family; you’re doing it for your boss – who you might not even get on with.

People have different reasons for fitting into the mold of an an capitalist – we are not the same; and as such you will no doubt like to do business in a more enhanced way than you have seen exhibited by other bosses in prior jobs you have had.

Great used car dealer businesses are designed that way by people just like you. Industrialists succeed because they plan to be unbeaten, they take the time to work out how they want their business to be; they prepare it that way and take momentous pleasure as their venture and their life starts to agree with their dreams.

Start-up your used car dealer business immediately!

Veronica Scott

Used cars have many perks, such as dependability at a great price. But sometimes you have to sacrifice a few of the more aesthetic characteristics if you decide to go with a vehicle that is a few years old. Some of these may be deal breakers, such as torn seats, deep gouges, and long scratches, but some of them can be overlooked or even fixed. If you have your eye on a used car but are hesitant about finalizing the purchase because of its faded or dull paint job do not let a little sun damage ruin your chances at purchasing a great car at a wonderful price! With a little care, you can have the paint gleaming.

A new paint job can cost a significant amount of money, from hundreds to thousands of dollars depending upon what kind of work is needed, and you of course do not want to sink that kind of cash into a used car that you are still making payments on. Besides, faded paint does not necessarily have to be completely covered with a fresh coat– with a little elbow grease and the right products you can have your used car shining like new by the end of the weekend.

The first thing you want to do is wash the car. Use a mild soap, preferably something made specifically for automobiles, and make sure that you change the water out frequently. By scrubbing your car with dirty water you can actually contribute to the dullness of the paint job. Particles of dirt can wreak havoc on the top coat, so be sure that you constantly monitor the cleanliness of the water. After a thorough rinse to get all of the soap off, go ahead and let the car dry. The best way to dry your car, without further damaging the paint from the sun or spreading around pieces of lint, is to use a squeegee or a cloth that is specially made for drying cars.

Once the car is dry you will want to get ready to apply wax. The shelves of car supply stores and regular all-purpose stores like Target and Wal-Mart are lined with different brands of the product, so be sure that you choose one that specifically addresses the needs of your car. Take care to follow the instructions that come with the wax you buy, as they may vary slightly between brands. Additionally, some brands offer a product that restores the black trim on your vehicle, and utilizing this product can really improve the aesthetic appeal of your used car.

After waxing your car it should shine like new. However, if you want to keep it looking this good there are a few things you should remember. First, try to park in a covered area out of the sun. If covered parking is not available try to keep your car out from under trees, which can drop sap, twigs, and other things that will really harm your car’s paint. When shopping for a used car remember that a faded paint job can be easily revamped and restored.

J Samuel

Are you in the marketplace for buying a second hand motor vehicle? Choosing the right vehicle which is good value for money and will be reliable in the long term can be quite difficult. You can help yourself make the right decision by following some basic guidelines that can help you choose between the bargain cars and the ones that will cause you long term misery. Read our top ten tips for buying a used car guide.

1) Pick a Budget and Stick to It.

When you are buying a used car it is easy to get carried away when you’re already spending a lot of money- a few hundred pounds more to secure the ‘car of your dreams’ can easily seem reasonable, but could leave you in debt. Remember there are always other expenses that you have to pay for when you buy a car, such as Road Tax and insurance. Before you start looking for a new car decide on a budget and religiously stick to it, that way you can be assured good value for money.

2) View the Car in Daylight

When you do finally decide to go to look at a car, don’t make the mistake of going to see the car at night. Perhaps you have a full time job and it isn’t possible to leave work to go and view a car in the week and you think that the car in question may be sold by the time the weekend comes around. Although it can be a temptation to save time and ‘jump the queue’ of other potential purchases, going to see a car at night can leave you open for an upset. Basically you will not be able to get a good look at the condition of the car in poor visibility. Instead of being impatient either wait until the weekend or take a day off work and go and see a group of cars to make the most of your time.

3) Consider an Inspection

Lack mechanical knowledge about motor vehicles? For those who don’t know their big end from their fuel injection system perhaps a professional mechanical appraisal may be a sensible option. Although there will be an expense involved with this you will get peace of mind from discovering what if anything is wrong with the vehicle. Also by telling the vendor you are going to get a mechanical appraisal then you will be able to see how they react to this. If they suddenly looked panicked and try to dissuade you then you can presume that there may be something wrong with the car that they are trying to hide. If a mechanical appraisal does highlight problems with a car, this doesn’t mean that you should walk away from the motor vehicle- all cars can develop faults. Instead judge as to how much these issues are likely to cost to repair as this can give you additional bargaining power with the vendor to get a discount. However, if in doubt walk away from the deal, there is always another car out there!

4) Take it For a Test Drive

You’ll definitely need to take any prospect car you are looking to buy for a test drive prior to purchase. If this is an unfamiliar vehicle then you’ll get a sense as to whether you’ll actually enjoy driving the car, whether the performance suits your needs and to whether the actual model is right for you? Are the seats comfortable? This may not make so much difference for a car for vehicle you won’t use much apart from short journeys around town, but if you’re looking for a car to do long motorway journeys in you need to ensure that the ride is comfortable.

Even more importantly a test drive gives you the chance to check out some of the fundamentals about the vehicle in question. How are the brakes, do they work well? How does the engine sound, does the car judder when you drive along? Does the gear box change smoothly. Avoid having the radio on when you’re carrying out your test drive as you’ll want to listen out for any erroneous noises coming from the vehicle.

5) Get a HPI Check

You may find the car of your dreams and on the face of it could look like a fantastic bargain, but you shouldn’t part with your money before you’ve carried out a HPI check on the car. A HPI check can highlight whether the car actually belongs to the person who says it does, whether the car has ever been registered stolen or has been written off in an accident. Also a HPI check will discover if there is outstanding finance on the vehicle, if there is then the car could be legally be taken from you and handed back to the finance company as they legally own it, even if you have parted with your money to buy the car. A HPI check can cost as little as £19.99 and provide you with peace of mind and stop you from getting a nasty surprise in the future.

6) Auctions

Unless you’re confident of your skills when it comes to buying a used car or have mechanical knowledge it is best to avoid going to a car auction or to buy a used car. Although you can pick up a low cost deal on a used car at an auction you do only have a limited amount of time to view individual cars. Also if you bid and win then you are contractually obliged to purchase the vehicle.

7) Do Your Homework

Don’t go to look at a vehicle without doing some research about the car first. You should learn about the different models available, which ones are more desirable and command more money, you should try to find out what known faults are on the vehicle and get a general understanding about the car in questions. The internet is a great place to start to compile this information, with car clubs and general car sites often giving you really good quality information about individual vehicles. Also explore trade magazines and online sales portals to get an understanding on how much certain models and vehicles go for. You don’t want to pay over the odds for a car just because you’ve not bothered to do any homework.

8) Don’t Buy the First Car You See

It can be quite an effort trying to find a car to buy, with the search online often not highlighting any cars close to where you live it can be tempting when you finally go to see a car to buy it just because it seems OK and because you can’t be bothered to go and look at any others. This can prove to be quite a big mistake as you cannot get a feel for the overall quality of the car until you have seen a few of the same model. For instance the interior could look a little ‘scrappy’, but unless you’ve seen a cross section of cars for sale how do you know if this is a one off problem or inherent with all the cars from the range? Check out a few newer and older examples of the model you are interesting in, you can get to see how the car ages over time and whether it holds up well when the additional miles are racked up.

9) Take Someone With You For a Second Opinion

It may be a cliché to go and look at a car ‘mob handed’ and go around the vehicle ‘tyre kicking’ but it is important to get a second opinion from someone you trust. If that second person is a mechanic all the better, but if not get your friend to discuss the car with you and give you an honest appraisal about the car in question. Having more than one person can also be advantageous as unscrupulous sellers may try ‘distraction techniques’ such as keeping you talking and not allowing you a proper look at the car. This is much harder to do when there is more than one person looking over the vehicle.

10) Buy from a Reputable Dealer

If you’re really worried about buying a used car you may want to consider buying from a reputable dealer, as these companies generally provide cars which have passed mechanical checks and MOTs. Other dealer facilities often include car loans meaning you can get a better car than you thought you might be able to afford. The newer the car the less likely it is to be affected by mechanic issues and breakdowns which can also go to ease the worries of buying a second hand car.

BrownSugar 2 Da Maxx

I could not get a car since my credit is not good enough. Does anyone know what is the actual credit score to obtain in order to purchase a used car? Specific answers would help. Please no “IDK” answers.

Monique Tarver

Finding a used car has never been easier with the wonderful world or the world wide web. There are tons of used car sites out there that you can visit. But, they are not created equal. Some are hard to used, have high priced cars and do not offer the ability to narrow down your search to what you really want. The others are exactly the opposite. So, we’ll focus in on those.

If you have not heard of CraigsList by now you have either been living on another planet or hiding under a rock. It is one the the best used car sites on the net as well as being one of the best places to find a car for dirt cheap. However, proceed with caution because CraigsList is also widely know for having a high number of scammers lurking around. So if it seems to good to be true, it often is.

If you want to search for your next used car with less risk involved, AutoTrader is a good site for you to visit. Most of their listing are offered by car dealerships, so you get some type of warranty offered and reassurance that the car has at least been given an inspection by a mechanic. They also allow you to narrow down your search by mileage, options, make, model, price, etc.

If you really want to save a lot of money on your next car, there are also several car auction sites you can visit. They give you information on various car auction near you, such as their time and date, in addition to what type of cars they will have for sale. You can usually drive away in a great car for $1,000s less than what you would pay elsewhere.

So, when looking for a used car online, your best choices are AutoTrader, CraigsList or a car auction site. CraigsList is good for finding cheap cars that are for sale by their owners. AutoTrader is a good option when you prefer buying from a dealer. And a car auction site is great when you’re on a tight budget or just want to save a ton of money.

Rich Jeff

Used car loans are very useful if you can’t quite afford a brand new car, and are seeking finance for something more within your budget. Many used cars are excellent buys, particularly those less than a year old where depreciation on the new price has occurred, and you can secure yourself a next to new car for significantly less than the new price.

Finance available in the form of used car loans can be either unsecured or secured, although you won’t generally get a secured loan unless your car has been purchased from a dealer and is less than 5 years old. However, you can still get decent rates on unsecured loans, and if you use a car loan calculator to work out what your repayments will be, you will be able to determine what price you can pay for your car, based upon how much you can afford in monthly repayments.

When seeking a used car you should make sure that it is in good condition, particularly the bodywork. Engines and parts can be replaced but not the bodywork, and if that is rusted or holed, than it is going to be costly to maintain. Sooner or later you will have a lot of expensive welding work to pay for. Make sure you take the potential cost of maintenance and repairs into account when calculating your affordable payments.

Another aspect of owning a used car to take into account when considering a used car loan is that of insurance. Unless your car is less than two or three years old it might not be worth going comprehensive, and the lower your insurance costs, the more you will be able to afford for your car loan. What you should do then, is to check out the used car that has caught your eye, find out how much it will cost to insure at the level you want, and make sure that it is not in immediate need of repair.

Then figure out your maximum monthly expenditure, deduct insurance and estimated repair costs and enter that into a car loan calculator long with the price of the car and the current rate of interest. That will tell you over how many months you will have to pay the loan.

What you do then is to find a lender that will lend you that amount of money over the period that you need to borrow it. If the stated interest rate is higher, then the period will be longer, and if the rate is lower, such as for a secured loan, then the period of repayment will be less.

It is a fact that unsecured loans demand a higher rate of interest, since secured loans have the car as security, which will be taken from you if you are unable to pay. An unsecured loan is more of a risk to the lender, although they have other ways of getting their money back. It does, however, demand a higher rate of interest, and it is of extreme importance that you can pay that plus the principal amount borrowed for your used car loan.

Hence the importance of using a car loan calculator to calculate the monthly payments you will have to make. However, you can also use it to find out the total cost of your loan. This could be useful if you have the cash to pay for the car, but would perhaps rather just pay it up and keep your cash in your savings account building up interest. When you calculate how much the loan was costing as opposed to the interest you would earn keeping your money in the bank, it might shock you.

Knowing the total cost of borrowing is very useful, particularly for used car loans where you might be paying a higher interest rate than for a secured new car loan. However, if you make sure that the interest rate stays the same for the full term of the car loan, then you won’t have any unbudgeted increases that can cause problems for some people. A fixed interest rate should be the #1 item on your used car loan shopping list since it is the best security you have.

Your car loan company wants their security, so you make sure that you get yours! You might also be able to negotiate the frequency of repayments. If you get paid weekly it would likely suit you best to make weekly payments, since it is easy to forget to save the money for the loan for the end of each month.

Used car loans are available at good rates, but if you do your homework and calculate your payments using a car loan calculator, you will be able to avoid potential problems with your repayments being higher than you expected. Always enter into a used car loan agreement with your eyes wide open.

Jeremy G

I’ve been in the market for a newer used car and have visited a few reputible dealers.

Let’s say you’re looking at a used car for $18,000. What would be a reasonable starting point for negotiations? Would it be unreasonable to start at $16,000, or is that too much to ask for?